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Rates

Rates effective August 12, 2014
Please call 785-232-6062 or 1-888-232-KVSB
(1-888-232-5872) for current rate information.

Certificates of Deposits

 Term

 Minimum Deposit 
Required to
Open Account

 Interest Rate  Annual
Percentage
Yield
 14 Days  $15,000.00  0.10%  0.10%
 91 Days       $500.00  0.10%  0.10%
 182 Days         $500.00  0.15%  0.15%
 12 Months      $500.00  0.25%  0.25%
 18 Months       $500.00  0.30%  0.30%
 24 Months       $500.00  0.45%  0.45%
 30 Months      $500.00  0.55%  0.55%
 36 Months      $500.00  0.63%  0.63%
 36 Months - 2 Jumps      $500.00  0.50%  0.50%
 48 Months  $500.00  0.89%  0.89%
 60 Months 2 Jumps  $500.00  1.10%  1.11%
 5 to 7 Years   $500.00  1.20%  1.21%

All the above certificates of deposit are available in IRAs. A penalty may be imposed for early withdrawal. The annual percentage yield assumes that interest remains on deposit until maturity.

Specials

 Term  Minimum Deposit 
Required to Open Account
 Interest Rate  Annual Percentage
Yield
13 to 32 Months    $500.00  0.30%  0.30%
19 Months  $500.00  0.60%  0.60%

All the above certificates of deposit are available in IRAs. A penalty may be imposed for early withdrawal. The annual percentage yield assumes that interest remains on deposit until maturity.

Checking and Savings Accounts

 

 Account Type  Minimum Deposit 
Required to Open Account
 Interest Rate  Annual Percentage
Yield
 Now Accounts**  $100.00  0.05%  0.05%
 Money Market Accounts**  $100.00  0.15%  *0.15%
 Passbook Savings**  $100.00  0.05%  0.05%

* You must maintain a minimum average daily balance of $1,000.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
**Interest rate and Annual Percentage Yield ("APY") may change after account opening.

Fees could reduce the earnings on the account.

 

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