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Personal Banking Products

Checking Accounts

NOW ACCOUNT

$1,000 Minimum

No Charge

$1,500 Average per month

No Charge

Below $1,000 Minimum or $1,500 Average Monthly

$5.00

Interest paid monthly on the daily collected balance.
Interest rate subject to change daily.

 

REGULAR CHECKING ACCOUNT

Monthly Maintenance Fee

$2.00

Debits

.20

Deposits

No Charge

.10 paid each $100 average collected monthly balance
as a credit against service charge.

 

MINIMUM MONTHLY BALANCE ACCOUNT

Minimum balance during the month.
$400-Over

No Charge

$300-399

$2.00

$200-299

$3.00

$100-199

$4.00

$0-99

$5.00

 

GOLDEN AGE ACCOUNT

Available to customers age 60 and better

Monthly Maintenance Fee

No Charge

Debits

No Charge

Deposits

No Charge

 

FREE CHECKING

Monthly Maintenance Fee

No Charge

Debits

No Charge

Deposits

No Charge

 

MONEY MARKET INVESTMENT ACCOUNT

$1,000 Minimum

No Charge

Below $1,000

$5.00

Below $1,000

No Interest Paid

Limited Transactions Allowed

 

Interest paid monthly on the daily collected balance.
Interest rate subject to change daily.


Credit reserve available for qualified customers.

 

Savings Accounts

REGULAR SAVINGS ACCOUNT

  • Interest compounded daily on ledger balance. Paid quarterly.
  • Three withdrawals per month at no charge. (.50 for each withdrawal thereafter.)
  • If balance falls below $200 there is a $2.50 monthly fee.
  • Quarterly statements.
  • $10.00 minimum balance required to keep account open.

Interest rate subject to change daily. 

 

YOUNG SAVERS ACCOUNT

17 years & younger

  • Interest compounded daily on ledger balance. Paid quarterly.
  • Three withdrawals per month at no charge. (.50 for each withdrawal thereafter.)
  • Quarterly statements.
  • If balance falls below $25 there is a $1.00 fee.
  • $10.00 minimum balance required to keep account open.

Interest rate subject to change daily.

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