PERSONAL BANKING

CHECKING ACCOUNTS

 

Advantage Plus Tiered Checking 

This account affords you the luxury of a higher rate of return based on the daily collected balance in your account.

TIER INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
$2,500.00 - $25,000.00 0.24% 0.00% - 0.22%
$25,000.01 - $250,000.00 0.49% 0.22% - 0.46%
$250,000.01 - and up 0.71% 0.46% - 0.71%
  • Interest compounded daily and paid on a monthly basis
  • Interest rates subject to change daily
  • $2,500.00 minimum opening deposit required, cannot be transferred from existing Kaw Valley Bank account.
  • No Interest paid on balances below $2,500.00
  • $5.00 monthly fee for balances below $2,500.00

 

Advantage Checking

Earn interest effortlessly with the benefit of unlimited check writing and easy access to your money.

INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
0.05% 0.00% - 0.05%
  • Interest compounded daily and paid on a monthly basis
  • Interest rate subject to change daily
  • $1,000.00 minimum opening deposit required 
  • No interest paid on balances below $1,000.00
  • $5.00 monthly service fee for balances below $1,000.00

 

Merit Checking

Designed to recognize our customers aged 60 and better.  For a minimum of $50.00 opening deposit you enjoy the benefits of free cashiers checks, no monthly service fees, and no minimum balance requirements. At Kaw Valley Bank we believe you've earned it!

 

Easy Checking

This account meets your everyday banking needs and keeps banking simple all at the same time.

  • No minimum monthly balance or monthly service fee
  • $50.00 minimum opening deposit required

 

Advantage Plus Tiered Money Market

With premium rates and easy access to your money, this account rewards you for increased savings. 

TIER INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
$2,500.00 - $25,000.00 0.34% 0.00% - 0.31%
$25,000.01 - $250,000.00 0.69% 0.31% - 0.65%
$250,000.01 - and above 1.01% 0.65% - 1.01%
  • Interest compounded daily and paid on a monthly basis
  • Interest rates subject to change daily
  • $2,500.00 minimum opening deposit required, cannot be transferred from existing Kaw Valley Bank account
  • No interest paid on balances below $2,500.00
  • $5.00 monthly service fee for balance below $2,500.00
  • Limited to 6 withdrawals per month

 

Advantage Money Market

Safe, Secure, and there when you need it.  Earn more interest than a traditional savings account. 

INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
0.14% 0.00% - 0.14%
  • Interest compounded daily and paid on a monthly basis
  • $1,000.00 minimum opening deposit required 
  • Interest not paid on balances below $1,000.00
  • $5.00 monthly service fee for balances below $1,000.00
  • Limited to 6 withdrawals per month

*Limited to 6 withdrawals per month

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SAVINGS ACCOUNTS

 

Advantage Plus Tiered Savings

This account allows you to determine your own advanage. As your savings increase so does your rate of return.

TIER INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
$2,500.00 - $25,000.00 0.39% 0.00% - 0.36%
$25,000.01 - $250,000.00 0.79% 0.39% - 0.75%
$250,000.01 - and above 1.16% 0.75% -1.17%
  • Interest compounded daily and paid quarterly based off of the daily collected balance
  • Interest rates subject to change daily
  • $2,500.00 minimum opening deposit required, cannot be transferred from existing Kaw Valley Bank account
  • No interest paid on balances below $2,500.00
  • $5.00 monthly service fee for balance below $2,500.00

 

Advantage Savings

This advantage savings account puts you in charge of your savings.  Just set personal goals and watch your money grow.

INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
0.05% 0.00% - 0.05%
  • Interest compounded daily and paid quarterly based on the daily collected balance
  • Interest rate subject to change daily
  • $200 minimum opening deposit required
  • $2.50 monthly service fee on balances below $200.00
  • Limited to 3 withdrawals per month to avoid additional fees ($.50 each withdrawal therafter)
  • No interest paid on balances below $200.00

 

Teen Advantage Savings

This account is designed specifically for our customers between the ages of 13 and 17 years old. Whether you are saving for a car, college or anything else that makes you happy.

INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
0.47% 0.00% - 0.47%
  • Account is titled in minor's name only
  • Interest compounded daily and paid quarterly based on the daily collected balance
  • Interest rate subject to change daily
  • $10.00 minimum opening deposit required 
  • $1.00 monthly service fee on balances below $10.00
  • Limited to 3 withdrawals per month to avoid additional fees ($.50 for each withdrawal thereafter)
  • No interest paid on balances below $10.00

 

Blast Off Savings

This account is designed for our customers 12 years of age and under.  Your opening deposit of $5.00 gets a matching $5.00 from Kaw Valley.  It's our way of helping you blast off into a solid savings future.

INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
1.45% 0.00% -1.46%
  • Account is titled in child's name only
  • Interest compounded daily and paid quarterly based on the daily collected balance
  • $5.00 minimum opening deposit required
  • Interest rates subject to change daily
  • Limited to 3 withdrawals per month to avoid any additional fee ( $.50 for each withdrawal thereafter)
  • No interest paid on balances below $5.00

Disclosures

  • The average daily balance is calculated by adding the principal in the account for each day of        the period and dividing that figure by the number of days in the period.
  • Interest rate and Annual Percentage Yield ("APY") may change after account opening.
  • Fees could reduce the earnings on the account.

For more information on how to make the switch to Kaw Valley Bank, please contact one of our customer service representatives by email at customerservice@kawvalleybank.com or by phone at 785-232-6062. You can also stop by any of our 8 locations.

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