Savings

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Account Type Advantage Plus Money Market Advantage Money Market Advantage Plus Savings
Special Features
Tiered Interest Rate for Higher Balances

 Higher Interest Rate on a Lower Minimum Balance
 Tiered Interest Rate for Higher Balances Standard Savings Account Designed for Ages 13-17 Years Old
Service Charges $5.00 $5.00 $5.00 $2.50 $1.00
Ways to Avoid
Service Charges
 $2,500.00 Minimum Average Daily Balance $1,000.00 Minimum Average Daily Balance $2,500.00 Minimum Average Daily Balance $200.00 Minimum Average Daily Balance $10.00 Minimum Average Daily Balance
Account Requirements
$2,500.00 Minimum Opening Deposit

Limited to Six Withdrawals Per Month
$1,000.00 Minimum Opening Deposit

Limited to  Six Withdrawals Per Month
$2,500.00 Minimum Opening Deposit

Limited to Three Withdrawals Per Month
$200.00 Minimum Opening Deposit

Limited to Three Withdrawals Per Month
$10.00 Minimum Opening Deposit

Limited to Three Withdrawals Per Month
MInimum Balance Required to Earn Interest On Daily Average Collected Balances of $2,500.00 or Higher On Daily Average Collected Balances of $1,000.00 or Higher On Daily Average Collected Balances of $2,500.00 or Higher On Daily Average Collected Balances of $200.00 or Higher
On Daily Average Collected Balances of $10.00 or Higher
Free Online Banking and ATM Card Yes Yes Yes Yes Yes

Advantage Plus Money Market

  • $5.00 Monthly Service Charge if balance requirement is not met
  • $2,500.00 Minimum Opening Deposit
  • Earns Interest on Balance of $2,500.00 or More
  • Limited to Six Withdrawals per Month
  • Fee Online Banking
Features Fees
$2,500.00 Minimum Balance No Service Charge
If the balance falls below $2,500.00 at any time during the statement cycle   $5.00 Service Charge
Tier Interest Rate Annual Percentage Yield (APY)
$0.00 - $2,500.00 0.00% 0.00%
$2,500.01 - $25,000.00 0.60% 0.00% - 0.60%
$25,000.01 - $250,000.00 0.70% 0.60% - 0.69%
$250,000.01 and above 0.85% 0.69% - 0.85%
  • Interest Rate Subject to Change Daily  
  • You must maintain an average daily balance of $2,500.00 or more to earn interest
 

Advantage Money Market

  • $5.00 Monthly Service Charge if balance requirement is not met
  • $1,000.00 Minimum Opening Deposit
  • Earns Interest on Balance of $1,000.00 or More
  • Limited to Six Withdrawals Per Month
  • Free Online Banking
Features Fees
$1,000.00 Minimum Balance  No Service Charge
If the balance falls below $2,500.00 at any time during the statement cycle $5.00 Service Charge
Interest Rate Annual Percentage Yield (APY)
0.55% 0.55%
  • Interest Rate Subject to Change Daily 
  • You must maintain an average daily balance of $1,000.00 or more to earn interest
 


Advantage Plus Savings

  • $5.00 Monthly Service Charge if balance requirement is not met
  • $2,500.00 Minimum Opening Deposit
  • Earns Interest on Balances of $2,500 or More
  • Limited to Three Withdrawals per Month
  • Free Online Banking
Features Fees
$2,500.00 Minimum Balance  No Service Charge
If the balance falls below $2,500.00 at any time during the statement cycle $5.00 Service Charge
Tier Interest Rate Annual Percentage Yield (APY)
$0.00 - $2,500.00 0.00% 0.00%
$2,500.01 - $25,000.00 0.45% 0.00% - 0.45%
$25,000.01 - $250,000.00 0.50% 0.45% - 0.48%
$250,000.01 and above 0.55% 0.48% - 0.55%
  • Interest Rate Subject to Change Daily
  • You must maintain an average daily balance of $2,500.00 or more to earn interest

Advantage Savings

  • $2.50 Monthly Service Charge if balance requirement is not met
  • $200.00 Minimum Opening Deposit
  • Earns Interest on Balances of $200.00 or More
  • Limited to Three Withdrawals Per Month
  • Free Online Banking and ATM Card
Features Fees
$200.00 Minimum Balance No Service Charge
If the balance falls below $200.00 at any time during the statement cycle $2.50 Service Charge
Interest Rate Annual Percentage Yield (APY)
0.50% 0.50%
  • Interest Rates Subject to Change Daily
  • You must maintain an average daily balance of $200.00 or more to earn interest

Teen Savings

  • $1.00 Monthly Service Charge if balance requirement is not met
  • $10.00 Minimum Opening Deposit
  • Earns Interest on Balances of $10.00 or More
  • Limited to Three Withdrawals Per Month
  • Designed for Ages 13 - 17 Years Old
  • Free Online Banking and ATM Card (Must be 14 Yrs of Age)
Features Fees
$10.00 Minimum Balance No Service Charge
If the balance falls below $10.00 at any time during a statement cycle $1.00 Service Charge
Interest Rate Annual Percentage Yield (APY)
0.60% 0.60%
  • Interest Rates Subject to Change Daily
  • You must maintain an average daily balance of $10.00 or more to earn interest