Certificate of Deposit Rates

Rates effective January 9, 2023

For more information please call us at 785-232-6062 or 888-232-5872.

Specials

Term Minimum Deposit Required to Open Account Interest Rate Annual Percentage Yield
9 Months $1,000.00 4.05% 4.13%
All the above certificates of deposit specials terms are NOT available in IRAs.



Certificates of Deposits

Term Minimum Deposit Required to Open Account Interest Rate
Annual Percentage 
Yield
14 Days $15,000.00 0.50% 0.50%
91 Days $500.00 1.50 1.51%
182 Days $500.00 2.00% 2.02%
12 Months $500.00 2.50% 2.53%
18 Months $500.00 4.45%  4.55% 
24 Months $500.00 2.50% 2.53%
30 Months $500.00 4.25% 4.34%
36 Months $500.00 2.50% 2.53%
48 Months $500.00 2.50% 2.53%
60 Months $500.00 3.00%
3.05%
Rates for
High Balance
CD's



180 Days $100,000 2.10% 2.12%
365 Days $100,000 2.60% 2.63%
18 Months  $100,000 4.55% 4.65%
24 Months $100,000 2.60% 2.63%
30 Months $100,000 4.35% 4.44%
36 Months $100,000 2.60% 2.63%
48 Months $100,000 2.60% 2.63%
60 Months $100,000 3.10% 3.14%


All the above certificates of deposit terms are available in IRAs excluding the special rates. Please call one of our Customer Service Representatives for current rates and annual percentage yields. A penalty may be imposed for early withdrawal. The annual percentage yield assumes that interest remains on deposit until maturity.