Business Accounts

For more information or questions about any of our accounts, please call us at 785-232-6062 or Contact Us Here.

Rates effective August 19, 2026
  • $100 to open
 
  • $3 monthly maintenance fee
 
 
  • Ability to reduce monthly maintenance fee - See details below
 
  • Non-Interest bearing
  • $1000 to open
 
  • $3 monthly maintenance fee
 
 
  • Account must maintain a minimum daily balance of $1,000 to earn interest
  • $2,500 to open
 
  • $2,500 minimum daily balance requirement
 
  • $5 balance requirement fee if daily balance is below $2,500
     
  • Account must maintain a minimum average daily balance of $2,500 to earn interest
  • $2,500 to open
 
  • $2,500 minimum daily balance requirement
 
  • $5 balance requirement fee if daily balance is below $2,500
 
  • Account must maintain a minimum average daily balance of $2,500 to earn interest

Business Checking

  • $3.00 Monthly Maintenance Fee
  • $100.00 Minimum Opening Deposit
  • Free Online Banking and Visa® Debit Card
Features Fees
Deposits $0.15
Each Check Deposited
$0.07
Debits
$0.10
$0.10 paid on each $100 average collected monthly balance as a credit against service charges.       

Business NOW Checking

  • $3.00 Monthly Maintenance Fee
  • $1000.00 Minimum Opening Deposit
  • Free Online Banking and Visa® Debit Card
  • Earns Interest on Balances of $1,000.00 or More
Features Fees
Deposits $0.15
Each Check Deposited
$0.07
Debits
$0.10
Interest Rate Annual Percentage Yield (APY)
0.50% 0.50%
  • Interest rate subject to change daily, Fees may reduce earnings
  • Must maintain an minimum daily balance of $1000.00 or more to earn interest

Advantage Plus Money Market

  • $5.00 Balance Requirement Fee if balance requirement is not met
  • $2,500 Minimum Opening Deposit
  • $2,500.00 Minimum Average Balance Required
  • Earns Interest on Balances of $2,500.00 or More
  • Free Online Banking
Tier Interest Rate Annual Percentage Yield (APY)
$0.00 - $2,499.00 0.00% 0.00%
$2,500.00 - $25,000.00 0.60% 0.00% - 0.60%
$25,000.01 - $250,000.00 0.70% 0.60% - 0.69%
$250,000.01 and above
0.85%
0.69% - 0.85%        
  • Interest rate subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average daily balance of $2,500.00 to earn interest

Advantage Plus Savings

  • $5.00 Balance Requirement Fee if balance requirement is not met
  • $2,500 Minimum Opening Deposit
  • $2,500.00 Minimum Average Daily Balance Required
  • Free Online Banking
Tier Interest Rate          Annual Percentage Yield (APY)
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $25,000.00 0.45% 0.00% - 0.45%
$25,000.01 - $250,000.00 0.50% 0.45% - 0.48%
$250,000.01 and above
0.55%
0.48% - 0.55%
  • Interest rate subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average daily balance of $2,500.00 to earn interest