Business Accounts

For more information or questions about any of our accounts, please call us at 785-232-6062 or Contact Us Here.

Rates effective January 17, 2024
Account Type Advantage Plus Money Market Advantage Plus Savings
Special Features Ideal for Commercial Operating Account Pays Interest Tiered Interest Rates Tiered Interest Rates
Service Charges
$3.00 per Month

See Additional Fees Below
3.00 per Month

See Additional Fees Below

$5.00 per Month

$5.00 per Month
Ways to Reduce
Service Charges
 See Account Details Below See Account Details Below $2,500.00 Minimum Balance to Avoid Monthly Fee $2,500.00 Minimum Balance to Avoid Monthly Fee
Account Requirements

$100.00 Minimum Opening Deposit

$100.00 Minimum Opening Deposit

Limited to Six Withdrawals Per Month

Limited to Three Withdrawals Per Month
Pays Interest No Yes Yes Yes
Designed for Basic Operating Account Basic Operating Account with Interest Basic Savings With More Withdrawals Basic Savings

Business Checking

  • $3.00 monthly service charge
  • $100.00 Minimum Opening Deposit
  • Free Online Banking and Visa Debit Card
  • Designed for Corporations, LLC's & Partnerships
Features Fees
Deposits $0.15
Each Check Deposited
$0.07
Debits
$0.10
$0.10 paid on each $100 average collected monthly balance as a credit against service charges.     

Business NOW Checking

  • $3.00 Monthly Service  Charge
  • $100.00 Minimum Opening Deposit
  • Free Online Banking and Visa Debit Card
  • Earns Interest
  • Designed for Not-for-Profit Organizations (Tax Exempt) & Sole Proprietorship's
Features Fees
Deposits $0.15
Each Check Deposited
$0.07
Debits
$0.10
Interest Rate Annual Percentage Yield (APY)
0.50% 0.50%
  • Interest is paid monthly on the daily collected balance. Interest rate is subject to change daily. 
 

Advantage Plus Money Market

  • $5.00 Monthly Service Charge if balance requirement is not met
  • $2,500 Minimum Opening Deposit
  • $2,500.00 Minimum Average Balance Required
  • Earns Interest on Balances of $2,500.00 or More
  • Limited to Six Withdrawals Per Month
  • Free Online Banking
Features Fees
$2,500.00 Minimum Balance No Service Charge
If the balance falls below $2,500.00 at any time during statement cycle
 $5.00 Service Charge

Tier Interest Rate Annual Percentage Yield (APY)
$0.00 - $2,499.00 0.00% 0.00%
$2,500.00 - $25,000.00 0.60% 0.00% - 0.60%
$25,000.01 - $250,000.00 0.70% 0.60% - 0.69%
$250,000.01 and above
0.85%
0.69% - 0.85%        
  • Interest Rate Subject to Change Daily
  • You must maintain an average daily balance of $2,500.00 or more to earn interest

Advantage Plus Savings

  • $5.00 Monthly Service Charge if balance requirement is not met
  • $2,500 Minimum Opening Deposit
  • $2,500.00 Minimum Average Balance Required
  • Limited to Three Withdrawals Per Month
  • Free Online Banking
Features Fees
$2,500.00 Minimum Balance No service Charge
If the balance falls below $2,500.00 at any time during the statement cycle $5.00 Service Charge

Tier Interest Rate          Annual Percentage Yield (APY)
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $25,000.00 0.45% 0.00% - 0.45%
$25,000.01 - $250,000.00 0.50% 0.45% - 0.48%
$250,000.01 and above
0.55%
0.48% - 0.55%
  • Interest Rate Subject to Change Daily
  • You must maintain an average daily balance of $2,500.00 or more to earn interest