Personal Checking

Information or questions about any of our accounts, call 785-232-6062 or Contact Us Here.

24 Hour access to Telephone Banking

For 24 hour access to account balances and transaction history call 785-232-2700 or toll free 1-855-363-2001.

Account Services

All checking accounts include the following services:

Lux Checking	Advantage Checking	Merit Checking	Advantage Plus Checking	Easy Checking
Non-Interest Bearing $50 to open $4 monthly service fee Reduce $4 monthly service fee by enrolling in eStatements and by using your debit card Cyberscout^® Identity Theft Protection, Cell Phone Protection and Online Shopping Discounts	Interest Bearing $1,000 to open $1,000 minimum daily balance requirement $5 balance requirement fee if daily balance is below $1,000 Account must maintain a minimum daily balance of $1,000 to earn interest	Non-Interest Bearing $50 to open Available to customers 60 and over No balance requirement fee Free Cashier's Checks Free Kaw Valley Bank wallet checks	Interest Bearing $2,500 to open Tiered interest rates dependent on balance $5 balance requirement fee if daily balance is below $1,000 Account must maintain a minimum average balance of $1,000 to earn interest	Non-Interest Bearing $50 to open No balance requirement fee

Lux Checking

Fee Reduction
$0.25 Deduction on Every Debit Card Swipe
$1.00 Deduction for Signing up for E-Statement
The maximum discount applied monthly is $4.00 to offset the monthly service fee.

Account Features
No minimum Balance Requirement
Cyberscout^®Identity Protection
Cellular Telephone Protection
Shopping, Travel & Attraction Discounts
More Lux Checking Information

Interest Rate	Annual Percentage Yield (APY)
0.50%	0.50%

Interest rate subject to change daily, Fees may reduce earnings
You must maintain an average daily balance of $1,000.00 or more to earn interest

Account Features
No Minimum Balance Requirement
Available to customers age 60 and over
Free Cashier's Checks

Interest rate subject to change daily, Fees may reduce earnings
You must maintain an average daily balance of $1,000.00 or more to earn interest

Account Features
No Minimum Balance Requirement