Personal Savings

For more information or questions about any of our accounts, please call us at 785-232-6062 or Contact Us Here.
 
  • $200 to open
 
  • $200 minimum daily balance requirement
 
  • $2.50 balance requirement fee
 
  • Account must maintain a minimum average balance of $200 to earn interest
  • $1,000 to open
 
  • $2,500 minimum daily balance requirement
 
  • $5 balance requirement fee if daily balance is below $2,500
 
  • Account must maintain a minimum average balance of $2,500 to earn interest
  • $10 to open
 
  • $10 minimum daily balance requirement
 
  • $1 balance requirement fee if daily balance is below $10
 
  • Account must maintain a minimum average balance of $10 to earn interest
  • $1,000 to open
 
  • $1,000 minimum daily balance requirement
 
  • $5 balance requirement fee if daily balance is below $1,000
 
  • Account must maintain a minimum average balance of $1,000 to earn interest
  • $2,500 to open
 
  • $2,500 minimum daily balance requirement
 
  • $5 balance requirement fee if daily balance is below $2,5000
 
  • Account must maintain a minimum average balance of $2,500 to earn interest
Rates effective January 17, 2024

Advantage Savings

Interest Rate Annual Percentage Yield (APY)
0.50% 0.50%
  • Interest rates subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average balance of $200.00 earn interest 
 

Advantage Plus Savings

Tier Interest Rate Annual Percentage Yield (APY)
$0 - $25,000.00 0.45% 0.45%
$25,000.01 - $250,000.00 0.50% 0.45% - 0.50%
$250,000.01 and above 0.55% 0.50% - 0.55%
  • Interest rate subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average balance of $2,500.00 to earn interest
 

Teen Savings

Interest Rate Annual Percentage Yield (APY)
0.60% 0.60%
  • Designed for Ages 13 - 17 Years Old
  • Interest rates subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average balance of $10.00 to earn interest 
 

Advantage Money Market

Interest Rate Annual Percentage Yield (APY)
0.55% 0.55%
  • Interest rate subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average balance of $1,000.00 to earn interest
 

Advantage Plus Money Market

Tier Interest Rate Annual Percentage Yield (APY)
$0 - $25,000.00 0.60% 0.60%
$25,000.01 - $250,000.00 0.70% 0.60% - 0.69%
$250,000.01 and above 0.85% 0.69% - 0.85%
  • Interest rate subject to change daily, Fees may reduce earnings
  • Must maintain a minimum average balance of $2,500.00 to earn interest